Life Events Which Can Create Financial Disruptions to Retirement Savings

In a perfect world, you would be able to save a set percentage of each paycheck for your entire career, leaving you with a healthy investment balance at retirement.

Home Buying Tips In 2018

The low supply of houses for sale creates a strong sellers’ market, leaving buyers competing for a limited number of homes. Rising prices and interest rates have also introduced a growing concern over affordability, particularly for first-time buyers.

The Truth About Retirement Savings

Baby Boomers are reshaping the look of retirement. It is no longer seen as a time to let the clock run out on your life. Instead, retirees find time to embrace new hobbies and interests, travel, volunteer, and live a full and active life well after quitting the nine to five job. These changes impact […]

Homeowners Insurance: The Ins and Outs of Filing a Claim

Despite the many natural disasters, which occur each year, the average homeowner only files a claim once every ten years. Due to the infrequency of claims, it is often an unfamiliar process, which can lead to costly mistakes.

Guide to Homeowners Insurance

Homeowners insurance is a staple in the lives of everyone owning a home with a mortgage. Picking the right policy can feel more distant when you include the premiums in your mortgage payment because the money does not come directly out of your pocket. Regardless of how you pay for the policy, there are several […]

10 Tips to Lower the Cost of Homeowners Insurance

For most homeowners, insurance is a mandatory component of owning a home because lenders require you to maintain an active policy. The cost of insurance will vary in price based on the home’s value, its location, the number of claims, credit score, deductible and more. You want to purchase enough insurance coverage to pay for […]

What You Need to Know About Home Financing

Buying a home can be a long, complicated experience because you are unfamiliar with the process and procedures. There are realtor terms to understand when shopping for a home and lending practices to navigate when working with an underwriter. You must choose the right loan, at the best possible rate. Each decision can have a […]

Top Ways to Boost Your Income

There are two ways to build wealth: you can earn more or spend less. However, there is a limit to how much you can save after paying for essentials, which can leave you with only the option of raising income to improve your finances. An employer controls your wages, in relation to your education and […]

Spring Cleaning Your Finances

Spring cleaning your house includes tasks such as scrubbing baseboards, moving furniture and identifying unwanted items to get rid of, like clothes, shoes, and toys. After a deep clean, your home smells like lemon, glass glistens, and the walls no longer sport fingerprints and stains from the past. Spring cleaning your finances can offer the […]

How to Negotiate A Raise

A low unemployment rate of 4.1% has put pressure on wages, which rose 2.8% in 2017. Increased job security and a strong economy can create opportunities to increase income without leaving your job. Asking for a raise is one strategy to put more money in your pocket. Here are a few effective strategies to help […]