Yes, it is possible. However, doing so can be compared to treating your own illnesses, fixing the plumbing in your home or installing a computer network. There may be a handful of people who can do the job right but most lack the experience and the patience required to do so. Furthermore, the bad outcomes that can result from doing the job wrong usually outweigh any benefits you may foresee from doing it yourself. At Timberline, our staff of professional strategists and negotiators have years of experience in dealing with creditors and negotiating the best settlements on behalf of our clients. When it comes to debt resolution, the difference between doing it yourself vs doing it with a professional can cost you thousands of dollars.