The Low-Down About the Down Payment for Your New Home

The Low-Down About the Down Payment for Your New Home

One of the largest roadblocks to homeownership is saving enough for the down payment. With individual savings rates at all-time lows, coming up with thousands of dollars to purchase a home can feel out of reach for many first-time homebuyers. Even when selling a home, it is possible not to net enough to pay 20% down on the next home. Fortunately, there are multiple programs available to both first time and repeat home buyers that lower down payment requirements and open the door to home ownership to more Americans. Read more

Cost Benefit Analysis of On and Off Campus Housing

Cost Benefit Analysis of On and Off Campus Housing

With college rates rising faster than inflation and student loan debt crippling millions of graduates, saving money while in school has risen to the top of many student’s priority lists. When reviewing the total cost of attending school, for many, room and board can double the cost of attendance. Read more

Capitalizing on Multiple Sources of Income in Retirement

Capitalizing on Multiple Sources of Income in Retirement

Funding retirement can feel like playing poker: You have many unknowns and you must play the cards you are dealt. To mitigate uncertainty in retirement you can establish multiple sources of income which reduces reliance on a single income stream, provides a more stable financial future, and offers more freedom. Read more

Advantages and Disadvantages of Owning a Home in Retirement

Advantages and Disadvantages of Owning a Home in Retirement

In retirement, owning a home can have distinct advantages over renting, depending on what city or region of the country you decide to retire. You might choose to stay in the home you currently live or downsize and buy a smaller home for retirement.  Before making a final decision consider both the up and downsides of owning a home during your retirement years. Read more