It sounds simple enough: go to www.annualcreditreport.com and request a free copy of your credit report.
Then you try to do it and it’s another story.
Where Do I Get a Free Credit Report?
The above website offers a free, no strings attached credit report.
Most other advertised offers require you to sign up for a credit monitoring service or another service in exchange for a free report. A credit monitoring service starts with a free 30-day trial and then charges an ongoing monthly fee in exchange for instant access to your report without impacting your credit score. They also monitor activity on your report and send you notifications. Some services block your credit file requiring you to lift the block if you want to apply for credit or authorize someone to view the report. These security measures help identify fraudulent activity quickly if it occurs. Read more